Category: Investment Fundamentals

2023 Market Outlook and How to Invest

In the latest video I share what i believe are critical clues in the news for what to expect in 2023. We are seeing the ongoing effects of inflation in the form of layoffs, rising unemployment and a potential upcoming weak earnings season. Each of those things will drive the market sentiment lower. January was […]


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Calculating the IRR of a Passive Investment

One of the key metrics of investment returns is the internal rate of return, or IRR. This concept goes beyond the annual rate of return which simply measures the overall return through cash flow and the sale of the asset and divides it by the number of years. Average Annual Return (AAR) For example, consider […]


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Short-Term Pain and Long-Term Opportunities

Happy New Year ‼️🎈🎆 Warren Buffet famously said to be fearful when others are greedy and greedy when they are fearful.  The last few years of expansion have been filled with greed as large bubbles were formed in all asset classes from stocks, real estate and cryptocurrencies. During this time, anyone could have made good […]


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How to Create A Backup Plan For Selling a Home – Florida Rental Update

This has been a crazy few months! As you may know, I sold one of my rentals a few months back in February 2022. At the time of listing the house, we had multiple competitive offers within days and about 15 to choose from by the end of the week. We were under contract by […]


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What Everyone Should Consider Before Passively Investing in Multifamily

Passive investors have much to consider when evaluating the multifamily investment opportunity. Among knowing and trusting the sponsor and ensuring alignment of interest, there is one more basic piece that everyone should consider and understand prior to making their passive investment. That is understanding the suitability of the investment towards your needs. You see, there […]


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How To Take Advantage of Market Volatility 📈

Now is a very difficult time to be in the stock market. If you held your stocks through the year, you could have seen declines of 20-50%, or worse. The S&P 500 is down 25%. This means that on average, anyone invested in this index or mix of underlying stocks would have lost a quarter […]


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The Problem With Diversification

Diversification is good. Spreading your wealth and wealth-building tools across various asset classes and types of assets within that class could be a smart thing to do. But there are a few problems with this mindset. Limited Capital: All of us have limited investment capital; some more than others, some less than others. To spread […]


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The Best Preparation for a Recession

Hello Friends, Please check out the latest updates on my video channel about the stock market, housing market and tips for how to thrive in this upcoming recession. Here is a summary of notes: 1️⃣ Rising Inflation Causes the Fed to need to raise rates. 2️⃣ Raising Rates Impacts the Housing Market, Stocks and Economy. […]


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The Importance of the Exit Strategy in Real Estate Syndications

Real estate Syndications are the pooling of funds to buy real estate assets – in our case, our favorite is Multifamily – much larger than an individual can do on his or her own. Although all involved in the syndication, sponsors and limited partners, benefit from cash flow distributions, whether monthly, quarterly or semiannually, the […]


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What is Yield Maintenance in Apartment Investing?

As passive investors, it is important to know and familiarize yourself with the structure of the deal in which you are presented. One of the important areas to understand is within the financing terms. Financing, or leverage, creates additional risk for the investor and must be managed appropriately. One financial consideration is the terms associated […]


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What are Replacement Reserves In Multifamily Investing?

If You Fail to Plan… It is always good to have a plan for the unforeseen. As it is said, “If you fail to plan, you plan to fail.” This certainly should be the mantra for multifamily investing. Operating apartments is operating a business, and as such, there are operating expenses. Some of these expenses […]


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What is Value-Add In Multi-Family Investing?

There are a 3 general business models to multi-family investing. One of which, Value-Add, is very popular for its ability to create great wealth for investors. What is Value-Add?Value-add describes methods used to create equity by improving a property’s income. In multi-family, unlike residential, a property’s value is based on the income it produces. So, […]


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Three Important Drivers To Increased Local Housing Demand

What is it that makes increases the demand for housing in any local area? What leading indicators can help any investor identify future demand and great real estate investment opportunities? Well, here are three, and if your investing is principled with a focus on these three areas, you are much more likely to protect and […]


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Dumb Money and The Importance of Real Assets

Dumb Money?Forgive me for calling money dumb, but not all dollars are created equally. What am I talking about? Investing Without FundamentalsWhat I mean is even though each dollar is worth the same, how it is earned from “investing” can be very different with varying levels of risk and stability. Let me explain. Just because […]


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Vetting the Neighborhood for Real Estate Investment

As you may know, even in great markets, there are sub markets or pockets that are more or less desirable. These neighborhoods may either attract growth, ramain stagnant or be on the decline. If you are an out-of-state investor or a passive investor in an out-of-state market, how do you know if the neighborhood is […]


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Real Life Bubbles – Cryptocurrency and Voyager

In our latest video release, I share the shocking update of the Voyager bankruptcy and the cryptocurrency bubble that led to it. I also warn investors to, prior to transferring funds to a brokerage, make sure they look for these clues that they are working with a reputable brokerage company. Summary 1️⃣ The excitement in […]


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Gold and Its Powerful Hedge Against Inflation

In this video series, I discuss classic and powerful hedge that Gold has against the wealth-damaging inflation that most of us are experiencing. Learn more about Gold and Precious metals as an additional tool in your wealth building – and protection – toolbelt. SHORT SUMMARY 1️⃣ Gold has been around for thousands of years. 2️⃣ […]


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What is Absorption In Real Estate?

As you begin to analyze markets, you will encounter the term absorption. Knowing what it means and its importance is essential to your understanding of the subject market. What is absorption? Absorption is a metric used by multi-family investors to measure tenant demand. It is used to describe the extent to which multifamily units are […]


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The Passive Investor’s Guide to C-Class Apartments

Passive Investors should understand the concept of value-add, which is how sponsors create value for investors and residents. This happens from increasing the income potential of the apartment. Usually, these value-add opportunities are found in C-Class Apartments. What is C-Class? In general, apartment class is a subjective rating for the condition or desirability of the […]


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Why Should I Consider Apartment Syndications?

If you are new to apartment syndications, I recommend you check out What Is Multi-Family Syndication, which should be a helpful resource and introduction into how this niche works and how many have become financially free by investing in apartments. Now that you are somewhat familiar with how it works, why would any working professional […]


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The Power of Compounding Over Time

In our latest video, I discuss compounding and how powerful it is on your returns when you both reinvest your income and allow for time for your investment to grow. Short Summary 1️⃣ We explore what happens to your $50,000 investment after 10 years if you reinvest your 8% annual return. 2️⃣ Reinvest and Think […]


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What Is A Stabilized Multifamily Investment Property?

Passive investors may hear the team stabilized when investors are describing an apartment’s occupancy. Stabilized assets simply refers to the level of occupancy. Although lenders, brokers and syndicators may all have their own ideal for what is considered stabilized and that term can vary even further by the investment asset relative to the market for […]


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3 Clues On The Rent Roll For Every Apartment Investor

Along with the T-12, reviewing the rent roll is a great starting point at underwriting apartment investing opportunities. While information on the rent roll must be verified during due diligence, it makes for a great source of the following information. Upcoming Vacancies The rent roll should show the names of residents as well as their […]


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Assessing Risk vs. Reward in The Investment Decision 💡

Risk ⚠️ Every decision we make involves risk. Often we subconsciously base our decisions upon the associated risks. For example, you would likely not choose to run the red light because of the risk of getting in a car accident (or at least a ticket). Reward 🎁 Using the red light example, just as you […]


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How To Manage Investment Risk In Multifamily Real Estate ⚠️

The key fundamental of investing is to 1) protect investor capital and 2) to grow wealth. Especially during this time of uncertainty, it is critical to implement safegaurds or metrics to protect investor capital and ensure profitability. When investing in multi-family as a passive investor, it is important to look out for these key metrics. […]


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