In our latest video release, I share the shocking update of the Voyager bankruptcy and the cryptocurrency bubble that led to it. I also warn investors to, prior to transferring funds to a brokerage, make sure they look for these clues that they are working with a reputable brokerage company. Summary 1️⃣ The excitement in […]
In this video series, I discuss classic and powerful hedge that Gold has against the wealth-damaging inflation that most of us are experiencing. Learn more about Gold and Precious metals as an additional tool in your wealth building – and protection – toolbelt. SHORT SUMMARY 1️⃣ Gold has been around for thousands of years. 2️⃣ […]
As you underwrite multifamily assets, you will inevitably evaluate its rent potential, in terms of where the rents currently stand against the market and how close to market levels can they align. Of course, during due diligence, there is sufficient opportunity to evaluate this alignment and potential through property management resources and market analysis. However, […]
As you begin to analyze markets, you will encounter the term absorption. Knowing what it means and its importance is essential to your understanding of the subject market. What is absorption? Absorption is a metric used by multi-family investors to measure tenant demand. It is used to describe the extent to which multifamily units are […]
Passive Investors should understand the concept of value-add, which is how sponsors create value for investors and residents. This happens from increasing the income potential of the apartment. Usually, these value-add opportunities are found in C-Class Apartments. What is C-Class? In general, apartment class is a subjective rating for the condition or desirability of the […]
When taking down an apartment investment, sponsors raise equity through their investor network and finance the majority. Because the cost of debt is lower than the cost of equity, the majority of the financing comes through debt. Usually, syndicators will raise at least 20% of the value of the asset with equity and finance no […]
As a busy professional, we know the importance of time. It took quite a bit of time for us to learn our craft and get where we currently reside in our careers. Today, we spend quite a bit of time on our professions and what is left is devoted to our families and refreshing activities. […]
One of the primary attractions to my site, blog contents and guest appearances on podcasts is that I am a working professional while also investing in multifamily real estate. It has not been an easy journey, and even today it is not without challenges, but it is easily possible. My goal is to help working […]
Risk is inherent in any investment decision. However, risk can be managed, especially when there are proven models and systems. Just like playing a sport or learning a game, best practices exist and those who follow the proven path are more likely to find success in achieving the goal. When it comes to multifamily investing […]
Wow. For the second time, my insurance policy decided to discontinue coverage of my single family rental, this time saying that I must replace my current roof to continue coverage. During this debacle, I learned a lot about the Florida Home Insurance market and the insights are telling of the current – and potential future […]
If you are new to apartment syndications, I recommend you check out What Is Multi-Family Syndication, which should be a helpful resource and introduction into how this niche works and how many have become financially free by investing in apartments. Now that you are somewhat familiar with how it works, why would any working professional […]
In our latest video, I discuss compounding and how powerful it is on your returns when you both reinvest your income and allow for time for your investment to grow. Short Summary 1️⃣ We explore what happens to your $50,000 investment after 10 years if you reinvest your 8% annual return. 2️⃣ Reinvest and Think […]
Passive investors may hear the team stabilized when investors are describing an apartment’s occupancy. Stabilized assets simply refers to the level of occupancy. Although lenders, brokers and syndicators may all have their own ideal for what is considered stabilized and that term can vary even further by the investment asset relative to the market for […]
Today on the video channel, I share a few compelling reasons for why I selected this growth stock as a personal investment. I also discuss the concept of selling options for passive income. Short Summary 1️⃣ This company is a US EV Startup, but unlike the many other EV startups, it actually produces cars today with plans […]
Multifamily investments have insane scalability and raising net operating income through value-add activities can create immense value for investors. For illustration, I want to provide a hypothetical example. You become a passive investor in an apartment syndication for a 144-unit in a growing neighborhood in Jacksonville, Florida. The average rents of $1,050 for the all-two […]
Unfortunately, when it comes to the subject of investing, much behavior demonstrates a lack of differentiation between investment and speculation. Investing Investing, at its core, describes the concept of buying an income-producing asset. In exchange for your cash, you now have an asset that pays you. Examples include dividend-paying stocks, cash-flowing real estate, or note […]
There are tons of ways to add value to your multifamily investment. Some may be physical improvements such as paint, additions and landscaping and others may be operational in nature such as raising below-market rents, reducing expenses by negotiating better contracts or new sources, and the list goes on. But there is one great and […]
I once read that the average person will experience a financial windfall at some point in their lifetime, and I believe it. Although you may not have this type of money today, it certainly is a good exercise to think about what you would do with it for two reasons: 1) It will help you […]
It pays to model what the greatest do, and it is no different when it comes to investing. Some of the greatest icons in investing, people like Sam Zell and Warren Buffett, certainly unique qualities and talents, but I would argue that what is most effective in their success were qualities that they chose to […]
Along with the T-12, reviewing the rent roll is a great starting point at underwriting apartment investing opportunities. While information on the rent roll must be verified during due diligence, it makes for a great source of the following information. Upcoming Vacancies The rent roll should show the names of residents as well as their […]
If you are considering actively or passively investing in apartment syndications, it is probably a good thing to know the biggest drivers of operating expenses. Management, or mismanagement and lack of preparation, of these expenses can make, or break, your investment plan. So pay attention to these two top drivers of operating expenses in most […]
Today, on the video channel, I discuss how to creat habits that allow us to overcome our inherent and paralyzing fear of risk. SHORT SUMMARY: 1️⃣ Most of us see risk as a bad thing, but it is simply something to be managed. 2️⃣ Without even realizing it, we deal with risk in most of […]
When investing in apartment syndications, whether actively or passively as a limited partner (LP) it is important to know and understand the key successful factors from the property management team. First of all, the property management can make or break the investment opportunity by either underperforming to the plan or executing with solid performance. One […]
Today, on the video channel, I discuss recessions and the clues from the news that indicate its imminence. SHORT SUMMARY: 1️⃣ Americans have experienced economic expansion for the last 12 years. 2️⃣ We feared the next recession in 2020 during the start of the COVID crises; however, that crisis was averted (rather, prolonged). 3️⃣ Our […]
Today, on the video channel, I talk about the four reasons that I believe real estate is the best asset class on the planet. SHORT SUMMARY: 1️⃣ Builds Equity: Over time, as values increase in line or above the rate of inflation, owner equity increases. 2️⃣ Debt Pay-Down: Each month, the paying tenant makes a […]