Making Friends Online With the creation of the internet, a world of opportunity has been created for learning new topics, sharing ideas and meeting like-minded individuals. Especially when it comes to niches such as horse breeding, Mediterranean diets or multi-family real estate investing, the internet affords people opportunities that they would not have in real […]
What does it take to invest well and achieve great wealth? Talent, know-how, resources? Of course. However, my argument is that more critical to investment success is mindset. Mindset governs everything else.Mindset governs the behaviors that lead to believing bigger, deciding to invest, and maintaining discipline. Believes Bigger Any entrepreneur or wealth builder eventually comes […]
I like Robert Kiyosaki. I also like Dave Ramsey. Both want you to be successful, but share very different definitions and paths to that success. Most people need to hear Dave Ramsey’s message. It is one of discipline, getting out of debt and living life unconstrained to financial burden. To accomplish this is to live […]
The Trade-Off With Stocks For those who invest in stocks, often in choosing your alternatives you are faced between a high-growth company and a mature company. The high growth company offers much upside potential at the price of a higher Price-to-earnings (P/E) multiple, whereas the mature company has less growth potential and its P/E multiple […]
Marcus and Millichap just released a special video that discussed 5 ways that real estate is the perfect hedge against inflation, an inevitable force we should all pay attention to, especially considering that the money supply is 26% above pre-pandemic levels. This timely video is important for any active or passive investor to understand real […]
Cash We have often heard it stated that “Cash is King.” This is logical thinking in that cash is a resource that allows us to obtain other resources that are essential for life: food, shelter and other needs. Without this liquid resource, we cannot quickly trade for other important life essentials. If all of our […]
As a real estate investor, one should appreciate and desire both appreciation and cash flow, two powerful wealth-building tools of real estate. Often times, in your investing you will notice a trade off between the two and it is wise to identify which takes priority as part of your investment strategy. Appreciation and Cash flow […]
What is the IRR? The Internal Rate of Return (IRR) is widely used as a metric in Apartment Syndications as a common way to describe the returns to both active and limited partner investors. Similar to the Average Annual Return (AAR), IRR takes into account the sale/refinance of the property asset and measures the return […]
I was recently blessed with the opportunity to join Pinny Lubinsky on the Real Estate Ventures Podcast to discuss my apartment investing business and the importance of building a platform and marketing yourself wherever possible. You can check out the full interview here! For anyone who aspires to scale his or her real estate investment […]
Any experienced investor knows the importance of having and maintaining an investment criteria. If you ask ten people, they may have ten different metrics and even more variation among with regards to what is minimally acceptable.Even as as a working professional who seeks to passively invest in real estate opportunities, it is extremely important to […]
I have been writing about multifamily investing for over a year. If you search this blog you will find plenty of content that can help anyone achieve the mindset that leads to financial growth, take the first step in real estate investing, become educated in the multifamily asset class and learn about apartment syndications. Many […]
Multi-family assets cover a wide spectrum of niches, such as apartments and mobile home parks, and investment strategies, such as new development, acquiring stabilized assets, seeking value-add opportunities, or repositioning of highly distressed assets. Each niche has its own unique characteristics and each strategy has its own risk factors. Balance of Risk and Reward One […]
In Tapping Into Appreciation in A Growing Market, I shared why anyone with equity in their home may want to consider converting that equity into cash in a great market so that equity could be used and reinvested, rather than sitting idle or even worse, lost altogether due to cyclical declines in the market. I […]
Interest rates influence decision making Investors select among asset classes such as stocks and real estate Demand rises within that asset class, raising prices Prices investors are willing to pay for NOI are reflected by cap rates Many people miss the fact that cap rates (see real estate terms resources page) are not necessarily the […]
What do you think is holding you back?Lack of money.Lack of support.Your introverted personality.Your disadvantaged upbringing.Your busy life and family responsibilities. There are so many reasons we can give ourselves for why we are not where we want to be or can never get to where we hope to achieve. Are you more comfortable with […]
Especially in this economic cycle, the assumptions we make in our underwriting can lead to very critical miscalculations if we are not prudent and conservative. Below are two very important considerations in conservatively underwriting multifamily investments. Rent Growth Both experienced and inexperienced investors alike may be inclined to project rent growth in year one. While […]
You can do anything, but you cannot do everything – Robert Helms About a year ago, I was driving home from work and listening to the Real Estate Guys Podcast, a top choice of mine for education and inspiration. In this particular episode, Robert Helms and Russell Gray were discussing goals and mission. They were […]
There is a trade off that exists when it comes to the types of property and locations in which to invest. If it were every investor’s choice, they would only invest in the absolute most desirable areas and neighborhoods. However, sometimes due to demand and valuation, finding a suitable asset that meets your criteria can […]
Yes, I am going there! Why? Because it needs to be discussed. The elephant in the room to all investing podcasts, blogs and videos is that not all spouses are aligned on finances, let alone investing with any sort of surplus. So before you unsubscribe or dismiss this subject give me a chance to draw […]
Below outlines how passive investors, or Limited Partners (LP’s), in apartment syndications commonly receive returns. Cash Flow from Operations Distributions from Cash FlowAfter the passive investor agrees to join the deal as an LP, she will receive her representative portion of cash flow distributed as however outlined in the private placement memorandum (PPM). These can […]
What is buy and hold?Buy and Hold real estate, characterized by the long-term holding period than other strategies such as fixing and flipping, reaps great long term rewards. These rewards give, and give and finally give more. While it is great to have a mix of quick-cash producing strategies and ongoing passive income, buy and […]
During this pandemic, one of the things that scares landlords and investors most is whether tenants, who are now protected with eviction moratoriums, will stop paying rent. In March 2020, when COVID hit the states hard, there was widespread fear that tenants would not be able to pay rent. Then, after the Government released stimulus […]
Hello Friends. I recently refinanced on my second rental property and wanted to share the details for anyone considering doing the same. In an earlier article, I shared how to take advantage of equity growth and how to tap into that equity into an appreciating market. In that post, I shared some detail regarding the […]
The primary focus for every investor should be capital preservation: protecting the principal investment funds. This is significantly more essential when using other people’s investment funds. After first protecting principal, then an investor’s second priority is capital appreciation. Many times these priorities get confused; appreciation becomes the top goal and protection of principal is put […]
There is more information than ever on the internet. With abundant content related to tuning a car, playing the ukulele, how to land a new job or writing software, it is kind of hard to make the excuse that we lack the resources to learn anything. There are various mediums through which we can absorb […]